Depositing Australian dollars (AUD) with a card using Stripe is a quick and secure deposit method.

Stripe is only available to Australian customers. They must use an Australian card, and funds will arrive in their Swyftx account in Australian dollars.

Stripe card deposits are available via Visa or Mastercard. It is essential to ensure you use a card registered with the same name as your Swyftx account.

Stripe as a card deposit method is only available on our web platform for now. Alternatively, we offer Australian dollar card deposits using Banxa.

How to deposit AUD with a card via Stripe

• Web

  1. Expand the side menu, select Deposit, then select Australian Dollars AUD.
  2. Select Stripe (Card) as the deposit method.
  3. Enter an amount to deposit and select Continue.
  4. Enter your card details and select Deposit now.
  5. Your bank may ask you to authorise the deposit, or you may be required to provide a security code through a service called 3DS.

  Deposit funds by card

Deposit times

Near instant.

If it's your first card deposit, your bank may impose a delay for the funds to arrive due to bank's security measures.

Limits

$30 AUD per transaction minimum deposit.

$15,000 AUD per transaction maximum deposit.

$15,000 AUD per rolling seven-day maximum deposit.

Fees for Stripe card deposits

2.99% per transaction.

This fee is taken from your deposit amount. For example, if you deposit $100, you will be credited $97.01.

Your bank may also charge fees.

Verification

You must complete your KYC 1 (Gold) verification before depositing Australian dollars by card.

We may also ask you to complete further verification after depositing.

3D Secure (3DS)

Your bank may ask you to authorise the deposit, or you may be required to verify your transaction through a service called 3DS.

3D Secure (3DS) is an authentication method that provides an additional layer of security for card transactions, helping protect your account against fraud. 3DS will ask you to verify your identity with your card issuer during payment.

Banks implement different 3DS controls, so depending on which bank you’re using, the verification method may vary; it's up to the bank. The types of verification methods may include:

• Password or pin
• One-time-passcode (OTP) sent via SMS, email, or an Authenticator app
• Biometric verification, such as fingerprint, facial, or voice recognition
• Push notification to your mobile device

For more details about your bank's specific 3DS method, please contact your bank directly.

Help with card deposits

Card deposits usually arrive instantly.

If your deposit hasn't arrived, check the status in your Transactions. If your deposit status is still showing as Pending a few minutes after you have completed it, please contact us via the live chat.

If it's your first card deposit, your bank may impose a delay for the funds to arrive due to bank's security measures.

You can also contact your bank to see if they're holding the deposit.

Alternatively, are you looking for instructions on how to Deposit New Zealand dollars?