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Deposit Australian dollars

Compare Australian dollar deposit times, deposit limits, deposit fees and verification requirements, and find how-to instructions for each method.

You can deposit Australian dollars into your Swyftx account by bank transfer, card, and PayID. 

Wise (formerly Transferwise) does not support transfers to cryptocurrency exchanges.

 

Deposit times

Your first cash deposit can take up to 24 business hours to arrive in your Swyftx account due to banks' security measures.

Bank transfers and PayID deposits from Commonwealth Bank accounts may take up to 24 hours to arrive.

Bank transfer

Within a minute, if your bank uses Osko.  2-3 business days if your bank doesn’t use Osko.

Card

Usually instant.

PayID

Usually instant.

 

Deposit limits

Limits include both cash and crypto transactions.

Bank transfer

Min: $30 AUD 

Max: $50,000 AUD a day.

Card

Min: $30 AUD 

Max: $15,000 AUD

PayID

Min: $30 AUD 

Max: $20,000 AUD

 

Deposit fees

For any deposit method, your financial institution may also charge a fee.

Bank transfer

$0

Card

1.99% deposit fee.

This fee is taken from your deposit amount. For example, if you deposit $100, you will be credited $98.01.

Your bank may also charge fees.

PayID

$0

 

Verification

For all Australian dollar deposit methods, we may ask you to complete further verification after depositing.

For card deposits, your bank may ask you to authorise the deposit with a security code.

 

How to deposit Australian dollars

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