You can deposit Australian dollars into your Swyftx account by bank transfer, card, PayID and POLi.
Compare deposit times, deposit limits, deposit fees and verification requirements.
Find links to each of the different deposit methods by going to How to deposit Australian dollars.
Deposit times
Your first cash deposit can take up to 24 business hours to arrive in your Swyftx account due to banks' security measures.
Bank transfer
Within a minute, if your bank uses Osko. 2-3 business days if your bank doesn’t use Osko.
Card
Usually instant.
PayID
Usually instant.
POLi
Credited instantly.
Funds can’t be withdrawn until they have cleared. (Up to 1 business day)
Deposit limits
Limits include both cash and crypto transactions.
Bank transfer
Min: $30 AUD
Max: $50,000 AUD a day.
Card
Min: $30 AUD
Max: $15,000 AUD
PayID
Min: $30 AUD
Max: $20,000 AUD
POLi
Min: $30 AUD
Max: $20,000 AUD
Deposit fees
For any deposit method, your financial institution may also charge a fee.
Bank transfer
$0
Card
1.99% deposit fee.
This fee is taken from your deposit amount. For example, if you deposit $100, you will be credited $98.01.
Your bank may also charge fees.
PayID
$0
POLi
$0
Verification
For all Australian dollar deposit methods, we may ask you to complete further verification after depositing.
For card deposits, your bank may ask you to authorise the deposit with a security code.
How to deposit Australian dollars
- Bank transfer: How to deposit funds with a bank transfer
- Card: How to deposit funds with a card
- PayID: How to deposit funds with PayID
- POLi: How to deposit funds with POLi